Setting up South African payment gateways: how to register, verify and where to find details for your website developer.

Setting up South African payment gateways is a crucial step for businesses looking to establish a strong online presence and facilitate seamless transactions with customers. With various payment gateways available, it’s essential to understand the registration, verification, and integration processes to ensure a smooth experience for both merchants and customers.

In this article, we will delve into the specifics of setting up four popular South African payment gateways: PayFast, Ozow, PayPal and Payflex. We will cover the required documents for verification, how to obtain essential details for your website developer, and provide step-by-step instructions for each gateway. If you’re looking for a detailed comparison of South African payment gateways, try our article on how to accept digital payments on your website.

PayFast verification #

To verify an account with PayFast, the following documents are required to be sent to PayFast via email to [email protected] or uploaded via their website:

• Identification documents (ID or passport)
• Proof of address (utility bill or bank statement)
• Business registration documents (CK documents or company registration certificate)
• Bank account confirmation letter

Please note that different PayFast accounts will have different requirements. Visit the PayFast website for more information.

Where to find PayFast integration details #

In order to integrate PayFast on your website, we’ll need your merchant ID, merchant key & security passphrase (which will need to be generated- it’s different from your password but should also be kept secret). Once your account is verified, you can obtain the necessary details in the PayFast merchant dashboard:

• Log in to your PayFast account.
• Navigate to Account > Personal Information.
• Your Merchant ID and Key can be found on the top right-hand corner of the page.
• Please copy and paste (not screenshot) these details and send them to [email protected]

Ozow Verification Documents #

To verify an account with Ozow, the following documents are required:

1. Completed merchant form (pages 1 to 17)
2. Bank confirmation letter
3. Company registration documents
4. Directors ID
5. Company logo (130 x 70 .png)

Ozow integration details #

Once your account is verified, you can retrieve the necessary details for integration in the Ozow merchant dashboard. We’ll need your site code, API Key & Private Key:

• Log in to your Ozow account and navigate to the “Settings” tab
• Click on “API Keys” and select “SiteCode”
• Your SiteCode, Private Key, and API Key can be found here
• Please copy and paste (not screenshot) these details and send them to [email protected]

Payflex Verification #

To sign up for a Payflex account, you will need to email [email protected] and submit the following documents:

• Copy of Directors IDs
• Merchant Consent Form
• Proof of address for business
• CIPC Registration document (If sole prop, you don’t have to provide)
• Bank account confirmation letter (not older than 3 Months)
• Previous 3 months bank statements

Once your account is set up, you will need to contact Payflex support to obtain the necessary details for your website developer. Please copy and paste (not screenshot) these details and send them to [email protected]

PayPal #

PayPal is currently obtaining a payment system operator license in South Africa but in the meantime, FNB is the only way to withdraw funds into a South African payment gateway. After signing up for a PayPal account, you’ll also need to setup your FNB account

PayPal Integration details #

• Log in to your PayPal merchant dashboard
• Go to “Developer” and then “API Credentials”
• Click “Create App” to generate your Client ID and Secret Key
• Provide your PayPal email address and currency code to your website developer

By following the instructions outlined above, businesses can ensure a smooth verification process and obtain the necessary details for their website developer to integrate the payment gateway into their website. Remember to provide your website developer with accurate and up-to-date information to avoid integration issues. With the right payment gateway and setup, businesses can thrive in the online market and reach a wider customer base.